Discover Card USA Interchange Rates

Along with Visa, Mastercard, and American Express, Discover is one of the top four credit cards in North America; it is particularly popular with younger customers. Your consumers can pay you in person, over the phone, or online if you take Discover. To give your clients a quick, dependable, and secure way of payment, Biyo makes accepting Discover cards for your company easier and more economical. As part of our transparent Interchange Plus pricing, we publish Discover’s Interchange rates on our website.

Discover USA Debit & Credit Interchange Rates.

Card-Type Interchange Rate
Debit Card-Present
Discover Debit 1.100 % + 16 ¢
Discover Debit Regulated 0.050 % + 22 ¢
Debit Keyed
Discover Debit Keyed 1.750 % + 20 ¢
Discover Debit Keyed Regulated 0.050 % + 22 ¢
Credit Card-Present
Discover Consumer 1.560 % + 10 ¢
Discover Rewards 1.710 % + 10 ¢
Discover Premium 1.710 % + 10 ¢
Discover Premium Plus 2.150 % + 10 ¢
Discover Commercial 2.300 % + 10 ¢
Credit Keyed
Discover Keyed Consumer 1.890 % + 10 ¢
Discover Keyed Rewards 2.000 % + 10 ¢
Discover Keyed Premium 2.000 % + 10 ¢
Assessments and Association Fees
Discover Card-Brand 0.130 %
Discover Data Usage Fee 1.95 ¢
Discover Data Transmission Fee 0.25 ¢
Discover International Cross-Border 0.800 %
Discover International Processing Fee 0.500 %